« Check NEXYAD Technologies for New Mobility Applications »
Automotive & Transportation Newsletter #14 is Available

NEXYAD Automotive & Transportation Newsletter #14, December 23th, 2016



Check NEXYAD Technologies for New Mobility Applications

Headlines :

– Demo video of SafetyNex : Smartphone App Onboard Real Time for Driving Risk Assessment
– Cercle LAB Symposium : new digital technologies for Insurance and Bank
– FinTech Community Symposium
– New Release of SafetyNex : Real Time Driving Risk Assessment for Car Industry and Insurance Companies
– Nexyad Technologies for Car Industry and New Mobility : SafetyNex – RoadNex – ObstaNex – VisiNex
– R&D project BIKER ANGEL (Driving Risk Assessment for Motorbikes) has been certified by the pôle FINANCE INNOVATION
– Business Trip to CES at Las Vegas

Read the Newsletter #14


SafetyNex


R&D project BIKER ANGEL has been certified
by the pôle FINANCE INNOVATION.

R&D project BIKER ANGEL has been certified by the pôle FINANCE INNOVATION.
This project consists in making SafetyNex available for motorcycles.
Partners of this project are : HERE, IFSTTAR, NEXYAD, POINT CORE
NEXYAD is the project leader.
Submission of this project has been sent to FUI (Fond Unifié Interministériel – France).

Biker Angel - Label Finance Innovation

Le project BIKER ANGEL a été labellisé par le Pôle FINANCE INNOVATION.
Ce projet consiste à adapter SafetyNex pour les motards.
Les partenaires de ce projet sont : HERE, IFSTTAR, NEXYAD, POINT CORE
BIKER ANGEL est porté par NEXYAD.
Ce projet fait l’objet d’une demande FUI.

SafetyNex labellisé FINANCE INNOVATION

Nexyad SafetyNex, Onboard Real Time App of Driving Risk assessment, received Label Finance Innovation 2016 from world cluster Finance Innovation !


FINTECH COMMUNITY 4e édition à Paris le 7 décembre, le plus grand rendez-vous bi-annuel de rencontres entre le monde des financeurs et des sociétés de technologies innovantes. Nexyad, au travers de l’application de mesure temps réel du risque en conduite : SafetyNex, a reçu le Label Finance Innovation 2016 par le pôle de compétitivité mondial Finance Innovation.

Label Finance Innovation - SafetyNex

Plus tard dans la matinée, Gérard Yahiaoui, le P-DG de Nexyad, a pitché dans la catégorie Assurances FinTech et a récolté le plus grand nombre de votes de la part de l’assistance, recevant un autre prix à cette occasion qui permettra une exposition conséquente de SafetyNex.

Gérard Yahiaoui - Pole Finance Innovation

Gérard Yahiaoui en haut au centre


NEXYAD won the French Insurance « coup de coeur » (crush) Special Prize with our Driving Risk Assessment Smartphone App SafetyNex

30th Nov 2016, seven high-tech startups had to pitch in front of almost all French Insurance Companies. This was organized by the Cercle LAB (Laboratoire Assurance Banque), at ALLIANZ tower (Paris La Défense) : « colloque prospective annuel du cercle LAB ».

NEXYAD was introduced to Cercle LAB by the competitiveness cluster FINANCE & INNOVATION.
It was an interesting challenge and the jury had to pick only ONE startup from seven talented ones, to give the special prize « coup de coeur des assureurs ».

France Innovation - Cercle LAB - Nexyad SafetyNex
             Gérard Yahiaoui pitching at Allianz Tower                       « Coup de Cœur des Assureurs » Diploma


NEXYAD pitched on SafetyNex : a smartphone App for real time onboard driving risk assessment (with vocal alerts that warn the driver before a potential danger), that can reduce accident rate by 20%.

Winner : NEXYAD !!!

We thank all the insurers that came to this high tech day that gave a broadchurch view on research and development for Insurance applications (artificial intelligence, deep learning, iot, blockchain, telematics, …), we thank Pôle FINANCE INNOVATION & Cercle LAB.

NEXYAD is member of MOV’EO, and FINANCE INNOVATION.

Read more about SafetyNex

Evaluation of return on investment (ROI) with SafetyNex
for a Car Insurance Company

New Nexyad paper :

Real time App for onboard driving risk assessment SafetyNex used by Insurance Companies
(onboard telematics with smartphone for car insurance)
Evaluation of return on investment (ROI)

INTRODUCTION
European and American car Insurance Companies are all currently testing onboard telematics systems (on professional electronics devices or on Smartphones), in order to study new opportunities provided by digital technologies in the evolution of their business and business models [1].
We also can see now some experiments in Asia. Indeed, digitization of the economy has an impact on insurance industry too, as new competitors such as GAFAMs (Google, Amazon, Facebook, Apple, Microsoft) come to their car insurance market with new approaches, always ready to capture value.
The main idea behind testing telematics is that it would be nice to adjust at best pricing of insurance depending on the driver. Onboard telematics is expected to « measure » usage (kind of road, day/night, number of km, et …) and to estimate risk taken by the driver.

Read the entire paper

ADAS Technologies of Nexyad about to be deployed Worldwide

NEXYAD Automotive & Transportation Newsletter #13, November 25th, 2016



ADAS Technologies of Nexyad
about to be deployed Worldwide

Headlines :

– New Release of SafetyNex : Real Time Driving Risk Assessment for Car Industry and Insurance Companies

– Update of RoadNex & ObstaNex : Road Detection and Obstacles Detection for ADAS and Driverless

– CESA Automotive 2016 : Symposium on Automotive Innovation

– First issue of ADAS Morning on ADAS for Road Safety

– New white paper : ROI Evaluation for Car Insurance Companies with SafetyNex (Real TimeDriving Risk Assessment)

– Vision Systems presented their ADAS Solution Smart-Vision at Automotive Techdays 2016 and announced their partnership with Nexyad

– Nexyad in Media

* * * * *

New Release of SafetyNex : Real Time Driving Risk Assessment for Car Industry and Insurance Companies

Reminder :
. SafetyNex App gives risk of accident
. No Big Data on Cloud, but risk is fully calculated inside driver’s smartphone
. The App warns the driver in case of high risk able to generate dangerous situation
. With 4 secondes anticipation that let time to reduce speed or to brake
. Risk construction implements concept of near accident invented by searchers in accidentology
. Near accident is explainable by cause/effect relations
. Regularity of this concept ensures the perfect correlation of calculated risk by SafetyNex with accidentology
. Nexyad work since 2001 and work basis used came from scientific publications

General ergonomics of SafetyNex has changed and after each run you have immediate results of your driving score with Gold Cup if you are safe.

SafetyNex Screenshots
SafetyNex comprehensive HMI

http://www.safetynex.net

* * * * *


Update of RoadNex & ObstaNex : Road Detection and Obstacles Detection for ADAS and Driverless

Nexyad realised a major update of RoadNex v3.0 & ObstaNex v3.1


Obstacle Detection with ObstaNex by Nexyad: this run was made with a single camera


Obstacle Detection with ObstaNex by Nexyad : city traffic

* * * * *



CESA Automotive 2016 :
Symposium on Automotive Innovation

Nexyad on the booth Groupement ADAS at CESA Automotive 2016

Vehicle ADACCESS

Gérard Yahiaoui & Jochen Langheim

 

 

 

 

 

 

 

 

 

 

 

 

RENAULT ZOE of Adaccess on Groupement ADAS booth at CESA Automotive 2016.

 

 

 

 

 
 

Gérard Yahiaoui CEO of Nexyad and Jochen Langheim Vice President of ST microelectronics and Chairman of CESA Automotive 2016 on Groupement ADAS booth at CESA in Versailles.



Nexyad Presented SafetyNex at CESA 4.0 2016

Gérard Yahiaoui CEO of Nexyad presented SafetyNex Real Time Onboard Driving Risk Assessment for Car Telematics at the Conference « Highly Automated Driving New Sensors » of CESA 2016 in Versailles.

Groupement ADAS booth shows top technologies and competences of 9 companies dedicated to ADAS and  sponsored by MOVEO.

. ADACCESS is a French engineering company specialized in embedded measurement and vehicle prototyping.

. CAR&D : Creative Automotive Research and Development (Car Dynamics)

. GLOBALSENSING Technologies : pattern recognition and embedded electronic system specialist

. INTEMPORA : MultiSensor Software Solutions, editor of RT-Maps

. LEDDARTECH : Mastering Lidar Sensor Technology

. NEXYAD: your host

. NOMADIC Solutions : Mobility Creator, electronic devices

. SHERPA Engineering is a company specialized in modeling, simulation and control design

. TRANSPOLIS : Exploring innovative Urban mobility solutions (tracks)

gy_cesa1

gy_cesa2

* * * * *
 

First issue of ADAS Morning on ADAS for Road Safety

Cluster « Groupement ADAS » Launched the october 18th first ADAS Morning co-organized with MOVEO in Paris. Thema was ADAS and Road Safety : to discuss challenges, solutions and opportunities with many specialists personalities in the field in front of a large audience.

Les enjeux
Les enjeux humains
ADAS et véhicules autonomes quels enjeux pour les personnes ayant des besoins spécifiques –  Claude Dumas – CEREMH 
Les chiffres de l’insécurité routière : Christophe Ramond – Prévention Routière
ADAS et facteurs humains : Apports des sciences cognitives- Franck Techer – IFFSTAR
Les enjeux économiques
Risque routier lié au travail: quel coût pour les entreprises ? Patrick Oberto – Promotion et Suivi de la Sécurité Routière en Entreprise
ADAS et TIC, outils de disruption de la chaîne assurancielle :  Philippe Caton – COVEA
Diminution de la sinistralité responsable : Jean Zermati – ORANGE

Les solutions actuelles 
Les systèmes de sécurité active et les ADAS
Evolution technique de l’accidentologie et de la problématique d’estimation du gain des ADAS  : Philippe Chrétien – CEESAR 
Nouvelles mobilités et sécurité routière : quelles  évolutions pour l’infrastructure ?  : Eric Violette – CEREMA 
Assistant nomade à la conduite sûre et responsable : Gérard Yahiaoui – NEXYAD

Les Perspectives 
Le défi de la sécurité routière : l’intégration des facteurs humains dans les cas d’usages d’expérimentation des ADAS :  Stéphane Barbier – TRANSPOLIS
Véhicule autonome, une révolution de la mobilité  – Rémi BASTIEN–RENAULT 

Eric Violette – Cerema

Jean Zermati – Orange

Philippe Caton – COVEA

Gérard Yahiaou – Nexyad

Franck Techer – IFSTTAR
Christophe Ramon – Prévention Routière

Rémi Bastien – Renault

Nicolas du Lac - Intempora

Nicolas du Lac – Intempora

Stéphane Fernier - Transpolis

Stéphane Fernier – Transpolis

You’ll find all the videos of presentations HERE

NEXYAD presented SafetyNex Driving Risk Assessment Smartphone App
Download the presentation of SafetyNex by Nexyad
 

* * * * *

New white paper : ROI Evaluation for Insurance Companies with SafetyNex

New Nexyad paper :

Real time App for onboard driving risk assessment SafetyNex used by Insurance Companies
(onboard telematics with smartphone for car insurance)
Evaluation of return on investment (ROI)
INTRODUCTION
European and American car Insurance Companies are all currently testing onboard telematics systems (on professional electronics devices or on Smartphones), in order to study new opportunities provided by digital technologies in the evolution of their business and business models [1].
We also can see now some experiments in Asia. Indeed, digitization of the economy has an impact on insurance industry too, as new competitors such as GAFAMs (Google, Amazon, Facebook, Apple, Microsoft) come to their car insurance market with new approaches, always ready to capture value.
The main idea behind testing telematics is that it would be nice to adjust at best pricing of insurance depending on the driver. Onboard telematics is expected to « measure » usage (kind of road, day/night, number of km, et …) and to estimate risk taken by the driver.
Read the entire paper

* * * * *

Vision Systems presenting Smart-Vision
at Automotive Techdays 2016

Friday, november 4th, at Automotive Techdays in Lyon (Rhône-Alpes), Vision System announced its new technology Smart-Vision. This ADAS innovation is fully developed by the firm from Brignais in partnership with Nexyad.
Techdays 2016
Smart-Vision is a unique and complete rearview and surround view system replacing traditional mirrors with HD digital cameras and interior screens.This system informs the driver :
. When a vehicle is coming from the back 80 meters away
. When a vehicle, bicycle or pedestrian enters the blind spot area, each with a specific signal, regardless of the speed of the vehicle or the external environment.
. When they can safely change lane (for example, after overtaking).
Smart Vision
Smart-Vision reduces power/fuel consumption significantly, enhances ergonomics and improves safety.
Both hardware and software are tailor-made by Vision Systems.

* * * * *

Nexyad in Media

Article de la PFA (Filières Automobile et Mobilités) citant Nexyad :

Retour sur le congrès du CESA 4.0 – « Automotive Electronic Systems »

un article de la PFA qui cite Nexyad

Pitch of Nexyad at CESA Automotive 2016 in Versailles
Pitch de Nexyad au Congrès CESA Automotive 2016 à Versailles

Nouveau Livre Blanc Nexyad n°5

Déploiement de l’App d’estimation temps réel du risque de conduite SafetyNex (télématique embarquée sur smartphone) par une Compagnie d’Assurance :
évaluation du retour sur investissement (ROI)


par NEXYAD
Octobre 2016

INTRODUCTION

Les Compagnies d’Assurance automobile Européennes et Américaines sont toutes actuellement en train de tester des systèmes de télématique, soit sur boîtiers, soit sur smartphones, afin d’étudier les possibilités apportées par le digital dans l’évolution de leur métier et de leurs modèles d’affaires. La digitalisation de l’économie n’épargne en effet pas le secteur de l’assurance qui voit arriver de nouveaux interlocuteurs comme les GAFAMs susceptibles de capter la valeur.

L’idée principale qui se dégage des essais est qu’il serait possible d’ajuster au mieux, sur-mesure en quelques sortes, les tarifs d’assurances en fonction du conducteur, et ce, en utilisant des systèmes de mesure et de scoring dans le cloud susceptibles de mesurer les usages et d’estimer des indicateurs corrélés au risque.

Lire le livre blanc n°5

Mesure du comportement de conduite des conducteurs : SafetyNex

Les Compagnies d’Assurances, les Constructeurs Automobiles et leur équipementiers ont tous des raisons pour mesurer le comportement du conducteur. Cela a déjà commencé, avec les boîtiers des assureurs dans le cadre du fameux « pay how you drive » : l’idée des compagnies d’assurance automobile est de moduler les tarifs en fonction de la dangerosité des conduites : un boîter embarqué dans le véhicule (ou une App sur le smartphone du conducteur) note le style de conduite (en utilisant les accéléromètres intégrés dans l’électronique), et lui attribue un degré de risque d’accidents.

Or, le style de conduite (exemple : freinages sévères, ou au contraire conduite coulée) n’est pas corrélé au risque d’accidents. Cela a été démontré formellement au travers de programmes de recherche collaborative (en particulier dans le cadre du programme national PREDIT sur la Sécurité Routière), et cela correspond aussi au « bon sens » : quelqu’un qui grille un stop sans faire de freinage sévère, sans accélérer comme un fou, tranquillement, à 40 km/h, est extrêmement dangereux et son comportement de conduite est fortement accidentogène, alors qu’il conduit « calmement ».
De même quelqu’un qui ne tient absolument pas compte des passages piétons (y compris lorsqu’un piéton est engagé) et le passent tranquillement sans freiner on un comportement, d’une part interdit par le code de la route, et d’autre part très accidentogène (avec des accidents mortels car il s’agit d’accident « véhicule vs vulnérable »).
Tous les boîtiers automobiles actuels qui utilisent le style de conduite comme clé de dangerosité sont donc absolument inefficaces et remontent une information fausse.
Tant qu’on ne rapproche pas le style de conduite du contexte géométrique, géographique, météo, état du conducteur etc …, on ne peux absolument rien conclure d’un style de conduite, à part pour la partie dite « Eco » (plus on conduit brutalement, moins on conserve l’inertie du véhicule, plus on consomme de carburant, et donc plus on rejette aussi de CO2).

SafetyNex

To read more : http://www.nexyad-adas.com/archives/2016/01/05/33130831.html

Some drivers are quiet but still dangerous (in a road safety point of view)

Some drivers are quiet but still dangerous (in a road safety point of view) :

Most people think that brutal drivers (strong braking, etc …) are dangerous. The hypothesis is that they do not anticipate enough and then they are
led to brake very strongly. Many Insurance Companies developped their own onboard « dirving style » estimation that scores this kind of hypothesis.

To read more : Nexyad-ADAS

REAL TIME ONBOARD RISK ESTIMATION
CORRELATED WITH ROAD ACCIDENT

REAL TIME ONBOARD RISK ESTIMATION CORRELATED WITH ROAD ACCIDENT :
AN ENTIRELY SOLVED PROBLEM AND A PRODUCT ALREADY AVAILABLE FOR DEPLOYMENT

by NEXYAD

(Version Française ici)

INTRODUCTION

Measuring road safety in the context experienced by the driver is a topic of interest for several activities :
. car manufacturers, who can inform the driver of potential dangers
. autonomous vehicle developers who need to prove that the driving actually minimizes risk of accident.
. fleet managers and insurance companies who wish to measure the risk taken by drivers (how they drive)
. managers of road infrastructure that alway change infrastructure to adapt and lower the risk of accident

The company NEXYAD has been developing since 2001 an embedded onboard module, SafetyNex, to
estimate in real time the risk of accident.

PRECONCEIVED IDEAS ABOUT ROAD ACCIDENTS AND DRIVING STYLE

Many trials have been completed or in progress, particularly by insurance companies and fleet managers,
In order to measure what is called the « driving style ».

The assumption is that some drivers are more « nervous » than others, and that this has an impact on the accident: those that speed up or slow down quite often brutally would be « bad drivers » while those with a quieter driving style would be « good » drivers.
This assumption is contradicted by the facts. There is no statistical connection between the driving style and
the accident.

Formally, one can easily fancy very well that if a driver operates very quietly, without slowing, without
accelerating at 30 km / h, and if this driver passes through a stop road sign without braking … then the driving style is quiet but very accident-prone.
We then see that beyond the possible statistical link (that doesn’t exist), there can be no relationship of cause and effect.

All experiments that were conducted led to this result.
All those that will be conducted, based on more or less intelligent thresholding of the acceleration values are doomed to failure.
Do not confuse eco-driving and safe driving.

Driving style cannot be interpreted itself without context description :
. infrastructure shape and characteristic, on which the vehicle is traveling
. traffic (presence of other road users)
. weather conditions (visibility, grip, …)
. level of driver vigilance (distraction, drowsiness, sleep …)

NEXYAD has developed a scalable solution capable of taking into account all these factors.
SafetyNex is therefore able to estimate the risk of driving using all those variables.
Version 2.1 of SafetyNex, under deployment, takes into account the adequacy of driving style with the type and shape of infrastructure (breaks on route characteristics, turns, pedestrian crossings, intersections …).

This version has been intentionally reduced to « driving style vs infratructure characteristics », because it already gives a 90% correlation with accident and because this version is deployable at very low cost:
. on smart phone
. electronic device (developed by an automotive tier one company), without using the OBD socket)

CORRELATION OF RISK OF ACCIDENT ESTIMATED BY SafetyNex V2.1 AND ACCIDENT

NEXYAD participated in collaborative research programs since 2001, and worked then with experts from the road equipment.

In particular, SARI research program led to detecting what experts call « Break on the route characteristics ». For example, a turn with a big curve may be a danger when it arrives behind a long straight line, while the same curve will not be dangerous bend on a mountain road.

NEXYAD published a paper at the conference on road safety May 6, 2010 in Paris: PRAC 2010
Risk Prevention and Save The Conduct, Session 1 Characterization of road risk vs. infrastructure
« Evaluation du risque routier pour l’aide à la conduite ou le diagnostic de l’infrastructure », Johann Brunet, Pierre Da Silva Dias, Gérard Yahiaoui, PRAC 2010, Mai 2010, Paris.

The work that led to this publication were integrated in the available product SafetyNex. This means that by construction, the risk estimated by SafetyNex is correlated to the accident. This is true by construction, and NEXYAD conducted tests on roads, downtown, on motorways in urban areas, etc … and was able to validate this result.

PRINCIPLE OF SafetyNex V2.1

SafetyNet is a knowledge based system (expert system) which applies rules of the experts of the equipment.
These rules are stored in a rules data base in a mathematical form that can adapt to gradual actual characteristics of the infrastructure.

Required inputs are :
. the navigation map and the GPS: To examine the shape and type of the infrastructure located downstream of the vehicle (turns with their radius of curvature, points of interest like pedestrian crossing, crossroads, etc …)
. the instantaneous vehicle speed

From these two inputs, SafetyNex evaluates, by applying the rules, the adequacy of the driving speed of the vehicle to difficulty and danger of infrastructure.

A sporty driver accelerating hard, braking hard, but passing dangerous places at low speed will be scored with a low risk.
A quiet driver that passes through a stop road sing at 30 km / h without braking will be scored with a high risk.
A brutal braking cannot be considered as « bad driving » if it is necessary to avoid an accident …

We see then, that SafetyNex risk estimation is not correlated with the absolute value of acceleration, but with ACTUAL speed adaptation to difficulty and danger of the infrastructure, in real time.

Additional inputs (optional) are already scheduled, and can afford to modulate the estimated risk to increase acuracy of SafetyNex :
. grip (if one has a sensor to connect to the input provided for the purpose of SafetyNex)
. weather report (if one has the temporal and spatial information)
. atmospheric visibility (if one has adequate measure: example: a camera and the measuring module of atmospheric visibility : VisiNex)
. distance to potential obstacles (if it has an adequate sensor : eg radar, lidar, or camera with RoadNex ObstaNex modules)
. a driver distraction factor (if the driver is observed with a camera and / or if one monitors the activity of mobile phone, etc …)

All these additional inputs are already ready to be used by SafetyNex but of course, they increase the cost of deployment, involving sensors (camera, …) and additional computing power before getting in SafetyNex to process signals and images from the optional sensors.

Using SafetyNex V2.1 with only the required inputs already allows a very high correlation of the estimated risk with the accident. We recommend to implement this version, already infinitely more effective than any other onboard measurements.
The interest of SafetyNex is that the future is already assured: Moore’s Law by rapidly lowering the cost of electronics and embedded computing, SafetyNex is ready to process the additional inputs, when users want to integrate cameras and sensors.

TYPICAL USES OF SafetyNet V2.1

. Insurance Companies:

– Pay how you drive
– Predictive modeling of bonus malus: the same accident under the same conditions does not lead to the same conclusions based on accumulated historical and recording the last seconds risk SafetyNex
– Generation of a dumb risk variable, correlated to the accident, to help actuaries refine pricing (big data)

. Fleet managers

. Automotive equipment suppliers:

– Alarm on risk
– Intelligent Navigation able to advise the driver

. Engineers and researchers from autonomous vehicle:

– Driving Quality Assessment generated by the robot

CONCLUSION

Embedded estimation of road risk of accident is now a problem completely solved by a product available for deployment, SafetyNex.
SafetyNex is deployable at Low cost on:
. mobile phones
. electronic device of a Automotive Tier 1 supplier (without plugging the OBD).

And SafetyNex already planned to integrate (once the cost is acceptable) grip sensors and cameras (for example) to estimate traffic and atmospheric visibility, as well as information such as weather and driver distraction.

All of these are already processed by SafetyNex rules based system, so that the tool can quickly evoluate with each decrease in the cost of sensor elements and cost of computing power needed to compute sensors outputs.

To deploy SafetyNex, contact NEXYAD: Olivier BENEL obenel@nexyad.net +33 1 39 04 13 60