1 – Role of the insurer
The insurance idea would have appeared on the occasion of the first great journey by boat, and the appearance of « modern » insurance is generally dated from the 19th century.
The principle of insurance is easy to understand : if accidents are rare (compared to the number of occurrences – travel, car trips, etc.), a simple and prudent idea then is to « put aside » a certain amount of money for each occurrence (which on average does not lead to an accident) and to use the money to repay the cost of the claim in case (rare) of accident.
One could imagine that individuals manage themselves each a « pot » of this type. Of course, even if an accident is rare, you never know when it happens and it may happen at any beginning of the process so that the pot is almost empty.
We could then easily make a common pot between several people, to smooth it : if three people make a common pot, it is unlikely that the three have an accident while starting hoarding. But… it is anyway possible. Although if the pot is conceived with hundreds of thousands of people there, you secure the problem of « instant » of the accident. This is the « law of large numbers », which allows a deterministic modeling of chance : the odds. It remains to define the amount of money to set aside each month for example (or each travel).
To handle this (a pot shared by hundreds of thousands of contributors, the estimated sum to put aside, etc…), it is obvious that it is necessary to have qualified personnel, sufficient… and finally, it happens naturally to the idea of the Insurance Company.
L’idée d’assurance serait apparue à l’occasion des premiers grands voyages maritimes, et l’apparition
« moderne » de l’assurance est généralement datée du 19ème siècle.
Le principe de l’assurance est le suivant : si les accidents sont rares (comparativement au nombre
d’occurrences : de voyages, de trajets automobile, etc.), une idée simple et prudente consiste alors à « mettre de côté » une certaine somme pour chaque occurrence (qui en moyenne ne conduit pas à un accident) de manière à utiliser cette somme pour rembourser le coût du sinistre en cas (rare) d’accident.
On pourrait imaginer que les particuliers gèrent eux-mêmes chacun une « cagnotte » de ce type. Bien sûr, même si un accident est rare, on ne sait jamais quand il arrive et il se peut qu’il arrive au tout début du processus si bien que la cagnotte est presque vide.
On peut alors facilement faire une cagnotte commune entre plusieurs personnes, pour lisser ce problème : si trois personnes font une cagnotte commune, il est peu probable que les trois
aient un accident au tout départ de la thésaurisation. Mais … c’est quand-même possible. On conçoit bien que si l’on construit la cagnotte avec plusieurs centaines de milliers de personnes, là
on a sécurisé le problème du « moment » de l’accident. C’est la loi des grands nombres qui permet d’utiliser une modélisation déterministe du hasard : les probabilités. Reste à définir le montant de la somme à mettre de côté, chaque mois par exemple (ou à chaque trajet).
NEXYAD will be on Mondial de l’Automobile 2016 at Paris, october 5th invited by BMW on BMW booth.
After have been choosen as one of the three winners of BMW Techdate Challenge 2016.
Reminder : BMW Techdate wished to push ahead the french innovative high tech and identify new partners for technology matters. After a picky skimming, 20 startups were selected to present their project in front of a professional panel of Automotive, mobility, and connected car experts.
The quality of SafetyNex impressed the jury and the 9th june, BMW France announced Nexyad as part of the 3 winners of the first Techdate Challenge with Oridao and Sentryo.
The Nexyad Automotive & Transportation Newsletter #11
SafetyNex the Driving Force of Nexyad Products
Headlines :
– Future Events
– Accident fatalities in Tesla car
– White paper « Vehicle Telematics, Measurement of Risk in Driving, Respect of Individual Freedoms »
– A scale model car to test ADAS
– SafetyNex available on App Store and Google Play Store end of october
NEXYAD at the Mondial de l’Automobile 2016, october 5th.
NEXYAD will be on Mondial de l’Automobile 2016 at Paris, october 5th invited by BMW on BMW booth.
After have been choosen as one of the three winners of BMW Techdate Challenge 2016.
Reminder : BMW Techdate wished to push ahead the french innovative high tech and identify new partners for technology matters. After a picky skimming, 20 startups were selected to present their project in front of a professional panel of Automotive, mobility, and connected car experts.
The quality of SafetyNex impressed the jury and the 9th june, BMW France announced Nexyad as part of the 3 winners of the first Techdate Challenge with Oridao and Sentryo.
Gérard Yahiaoui, Nexyad CEO
Reporter Stephane Soumier invited Serge Naudin CEO of BMW Group France and Gerard Yahiaoui CEO of Nexyad at « Good Morning Business » on the major french TV Channel BFM Business.
From left to right : Serge Naudin, Stéphane Soumier, Gérard Yahiaoui
NEXYAD will visit Automotive major companies in Germany
Four french competitive clusters, Mov’eo, ID4CAR, LUBT and Véhicule du futur organized a new mission for their members : The International Partnership Approach. NEXYAD will take part of it.
Onboard Systems for the Connected and Smart Car – 28th november / 1st december 2016
The delegation will visit BMW, AUDI, CONTINENTAL, DAIMLER, BOSCH, PORSCHE, and the University of Nuremberg… in the cities of Munich, Regensburg, Nuremberg and Stuttgart.
NEXYAD at the next CES in Las Vegas 5-8 January, 2O17
All lights are green for SafetyNex App on Smartphone
Four french Insurance companies are currently testing SafetyNex.
Since end of june 2016, it is possible to ask NEXYAD for a test (30 days) of SafetyNex App on Android Smartphone.
Do not hesitate to request.
TRY IT ! SafetyNex for IOS (Iphone) will be available at the end of september.
Accident fatalities in Tesla car : NEXYAD modules might prevent accident.
Accident fatalities in a TESLA car might have been avoided by using software modules of NEXYAD : the time for monitoring circuit has come.
By NEXYAD
Processing circuit, informing auto-pilot systems, control, etc … from perception, data fusion, decision-making, and automatic control of actuators, are usually very well designed, and based on high-performance modules. But unfortunately, this is not enough to void the risk of accidents. Indeed, for the treatment of this risk, it lacks a parallel circuit (parallel and independent) called « monitoring » circuit.
To understand this need for a monitoring circuit, one must first understand the level of complexity of a road scene viewed from a camera.
The variability of road scenes is actually much more than what a normal person comes to imagine. Indeed, a color image, which has eight bits for each colors (then, 24-bit, as there are 3 colors) may encode 224 different color levels per pixel (more than 65,000 different possible values). HD video has more than 2 million pixels.
This means that the matrix of HD 8-bit color image may encode more than 65 0002 000 000 images !
This huge number is simply unimaginable.
White paper « Vehicle Telematics, Measurement of Risk in Driving, Respect of Individual Privacy » (Auto Insurance and ADAS applications)
« Vehicle Telematics, measurement of risk in driving, respect of individual privacy » is the new white paper from Nexyad, which explains important points to check on a vehicle telematics application to assess the risk taken by the driver about his driving task.
The calculation of risk requires having contextualized data that are inherently confidential, personal, and therefore which must in no case be recorded on computer servers in a cloud as they contain, directly or indirectly, information about offenses (in France it is forbidden: by respect of the criminal code and rules CNIL).
NEXYAD will use a scale model car for ADAS and driverless software modules testing & validation.
Nexyad built their own intelligent scale model of car integrating a camera and telecommunications to a PC running the RT-MAPS framework (by INTEMPORA).
The PC runs real world detection software modules of NEXYAD into the framework RT-MAPS. Then the
scale model car can evoluate on a scale model landscape where it is easy to generate complex use cases
such as sun rising and other perturbations that are not easy to record in the real world and that are not that easy to simulate.
Beside, Nexyad built a testing and validation database that will represent thousands of million km of natural driving with the fewest number of vids as possible.
NB : this NEXYAD validation database will be available for free to every research and development team in the world on the NEXYAD web site.
This database will be used by NEXYAD of course to test and validate their own software modules for ADAS and Driverless cars :
. RoadNex for road detection
. ObstaNex for obstacles detection
. ObstaNex BiCam for obstacles detection using 2 cams
. VisiNex for visibility measurement
. SafetyNex for real time onboard risk assessment
This database is the result of a advanced methodology published in the 90’s by Nexyad Founder. The methodology « AGENDA » allows to build and validate camera-based complex detection and recognition systems (for ADAS and driverless cars).
This methodology was recently re-published and presented in different symposiums in Europe to show exactly how it may be used by car manufacturers and their OEMs.
SafetyNex available on App Store and Google Play Store end of october
Interest for the driver :
. SafetyNex warns you when there is a danger ahead in function of your car speed (save your health or your life)
. SafetyNex warns you when your speed is over legal limitation (save your money and your driving licence)
Interest for Insurance Companies :
. SafetyNex provides qualified data as histogram of risk taken by the driver, eco driving score, statistics of usages, contingency tables, etc.
Interests for car manufacturers :
. SafetyNex can be used as ADAS for customers
. SafetyNex gives the risk taken by the robot driver of future Autonomous Car
Since end of june 2016, it is possible to ask for a test licence (30 days) of SafetyNex App on Android Smartphone.
Don’t hesitate to send us a request with smartphone Android call number, IMEI number, and email of user. We will send you a link to download SafetyNex App, the navigation map of our partner HERE (600 Mo for France) and the installation guide.
Interest for the driver :
. SafetyNex warns you when there is a danger ahead in function of your car speed (save your health or your life)
. SafetyNex warns you when your speed is over legal limitation (save your money and your driving licence)
Interest for Insurance Companies :
. SafetyNex provides qualified data as histogram of risk taken by the driver, eco driving score, statistics of usages, contingency tables, etc.
Interests for car manufacturers :
. SafetyNex can be used as ADAS for customers
. SafetyNex gives the risk taken by the robot driver of future Autonomous Car
TRY IT ! SafetyNex for IOS (Iphone) will be available at the end of september.
The BMW Tech_Date wants to highlight French excellence in innovation and identify new technology partners through a contest : Nexyad is rewarded for SafetyNex
The french TV channel BFM Business gave the exclusive news on the program « Good Morning Business ».
June 13th 2016, Serge Naudin BMW Group France CEO and Gerard Yahiaoui Nexyad CEO were invited by Stephane Soumier for Good Morning Business on the french TV Channel BFM Business.
BMW is betting on French Tech to develop Connecting Mobility
To celebrate its 100 years, BMW is trying to develop connected mobility, while promoting respect for the environment. The group’s strategy is based on three pillars: innovation, connectivity and personal mobility. To get there, its French subsidiary has selected three innovative companies to develop the mobility of the future. The start-up Nexyad is one of them. Nexyad has developed SafetyNex an APP onboard real-time that estimates the risk in driving. Based on artificial intelligence, the system can calculate at every moment the risk taken by the driver, by comparing the driving behavior (speed, acceleration, etc.) to the difficulties of the road (crossroads, school, turns tight, etc). In an environment where 75% of risk situations on the road are caused by infrastructure, this innovation proves to be a powerful prevention tool. Sole system to have been validated over 50 million km, this software performs all calculations locally (in the smartphone the driver or embedded electronics) and is thus compatible with the requirements of the french CNIL on the registration of personal data.
In the media :
Usine Nouvelle http://www.usinenouvelle.com/article/bmw-s-ouvre-aux-start-up-francaises.N397032
Les Echos http://www.lesechos.fr/idees-debats/sciences-prospective/0211017258595-bmw-selectionne-des-pepites-francaises-pour-imaginer-la-mobilite-du-futur-2005843.php
Planet sans fil http://www.planet-sansfil.com/nexyad-oridao-sentryo-vainqueurs-de-premiere-edition-bmw-tech_date/
Launch of Nexyad SafetyNex App on Android Smartphone
Functions of SafetyNex :
– onboard real time risk assessment every second
– warning for driver when speed doesn’t fit difficulty of road infrastructure
– automatic « Call » in case of severe collision
– risk and usage profiles (for Insurance Companies)
Active Safety Europe 2016 : ADAS to Autonomous
Wenesday May 18th : Presentation at the conference by Nicolas du LAC General Manager of Intempora, France
« ADAS Validation: non-deterministic algorithms vs ISO-26262 »
Number crunching technologies and non-deterministic algorithms (image processing, neural networks, data fusion…) are taking in charge more and more functions and driving tasks in vehicles. Autonomous vehicles will be based on many of these. How to validate such functions when facing such different possible driving scenarios?
Focus on two companies present at the symposium in Munich :
SoftKinetic
is a wholly-owned subsidiary of Sony Corporation, is the leader in 3D vision and gesture recognition technologies. The company, located in Belgium and the USA, delivers state-of-the-art solutions in the field of 3D sensing and processing, in particular for “natural interfaces”. These include CMOS 3D Sensors, 3D camera reference designs, SDKs, algorithms and applications for gesture recognition, object scanning, automotive control and AR/VR. With over 8 years of R&D on both hardware and software, SoftKinetic solutions have already been successfully used in the fields of automotive, interactive digital entertainment, consumer electronics, health care and other professional markets (such as digital signage and medical systems).
LeddarTech
Founded in 2007 as a successful spin-off of Canada’s leading optics and photonics research institute, LeddarTech® is the world’s only supplier of advanced detection and ranging systems based on patented, leading-edge sensing technology that performs time-of-flight measurement using pulses from infrared light processed through innovative algorithms, detecting a wide range of objects in various environmental conditions. Leddar technology is highly adaptable, serves multiple markets such as automotive, trucks and unmanned vehicles and comes in different formats, providing brand owners and OEMs with a solution that meets their needs while ensuring quick and simple integration.
Autonomous Vehicle Test & Development Symposium 2016
Wenesday 1st of June : Presentation at the conference by Gérard YAHIAOUI President & CEO of NEXYAD, France
« BUILDING A RELEVANT VALIDATION DATABASE FOR CAMERA-BASED ADAS »
Validation of camera-based artificial vision systems applied on open world is a very complex issue. An HD colour camera may generate more than 65 000 power 2 000 000 different images (information theory), so it is not possible to test every possible message. We propose a deterministic approach for building a validation database using the AGENDA methodology that was developed and published in the 1990s for neural network database (learn & test) design.
A large audience attended to this conference that questions the way for Autonomous Vehicle ADAS validation.
Gérard on the left, the conference’s audience on the top and the booth of Groupement ADAS from the mezzanine.
Focus on some french companies present at the exhibition
OPAL-RT Technologies
is pushing the boundaries of innovation in hardware-in-the-loop simulation for ECU testing. Its automotive offering includes a new, dedicated family of motor and power electronic models. Its turnkey HIL solutions provide a flexible, comprehensive, environment for the development, testing and validation of all Embedded software. Opal-RT simulators optimally employ multi-core CPUs and FPGAs, maximising the fidelity that can be achieved when simulating complex, multi-domain systems.
ROTRONICS
has more than 25 years’ experience in the design and manufacturing of engine and vehicle testing solutions. From chassis dyno to hub dyno, it has already realised testbeds that meet most of your vehicle testing spécifications. the company’s versatile design allows it to pass all kinds of vehicles, including hybrid, electrical and two, three and four-Wheel vehicles. Its powerful automation system is also able to manage your engine or component testing application. It can answer your braking and/or motoring needs using its wide range os standard or tailor-made EC and AC dyno, emotor, exhaust testing, valvetrain, gearbox and combustion analysis Tools.
CRITT M2A
Based in northern France, Critt M2A is an independant R&D test centre dedicated to the automotive industry. Thanks to its high testing capabilities and know-how, the company can offer services in line with the highest industry requirements. Its turbocharged department is recognised by customers and automotive suppliers as one of the world’s leading testing centres. Critt M2A is also known as an NVH and engine development test provider, and now offers new skills in the electrification of vehicles, with an important range of testing facilities.
GROUPEMENT ADAS
is a team of innovative companies with over 20 years’ experience in the field of technologies used in driver assistance systems and autonomous vehicles (design, implementation, integration of ADAS in vehicles for safety features, driver assistance, partial delegation to the autonomous vesicle). Members of Groupement ADAS offer complementary expertise, Tools and test Equipment (including test tracks) to take up challenging projects covering vehicle electronics, vehicle dynamics, command/control, HMI, perception, vision, data fusion, communication, eco-driving and so on. Groupement ADAS include : CAR&D, GlobalSensing Tehnologies, Intempora, Nexyad, Nomadic Solutions, Sherpa Engineering and Transpolis. It is coordinated by the french MOV’EO cluster.
BIA
is a global supplier of Advanced test systems, servicing the automotive and Aerospace markets. It offers a diverse and multi-functional product portfolio and a strong ability to meet Customer-specific focused needs. The company’s strong relationships with a global Customer base allow it to anticipate fast-changing regulatory and local market needs. It also invests heavily in R&D to meet those needs. BIA offers Equipment related to safety, engine and powertrain, vehicle dynamics, components, and enviromental chambers.
CREATIQUE TECHNOLOGIE
provides comprehensive lab and end-of-line test solutions and industrial connectors up to 300 000. Since 2015, Creatique has offered very powerful real-time test benches and connectics at extremely competitive prices, dedicated to manufacturers, suppliers and integrators of the automotive industry. This transversal solution is adapted to tests for ECU, doors, cockpits, seats, etc. With more than 450 systems in place all over the world and with a team of more 190 employees, Creatique is an indistrial group with complementary skills, tailored according to the customer’s criteria, standards and organisation.
EFE
has manufactured a complete range of pressure transcuders since 1973. During this time, it has designed its proprietary sensing technologies and created a unique range of high-performance and miniature pressure transcuders. Its products are designed to be used in the most demanding operating environments and to give highly accurate and reliable measurements. Available from 100mbar up to 3000bar, -55°C to 250°C, its sensors, which are fully metallic, with lare bandwidth capabilities, are used with the most aggressive fluids on vehicle and test benches.
ACTEMIUM
is a European builder solution, with subsidiaries worldwide (in the UK, Germany, Spain, Brazil, China and Morocco), which proposes a large range of test benches for laboratory or production. These include engines, powertrains, e-motors, starters, alternators, etc. Actemium also offers all components needed for load testing, simulation, durability tests, crash tests, and characterisation, in addition to final acceptance on the production line. It also provides engineering turnkey solutions for complete test centres.
EFS
is specialised in injector testing. It provides Equipment and services in this domain. EFS provides benches for R&D, endurance or production, shot to shot flow measurement, spray visualisation, injector’s driver for coil or piezo stack. EFS has three benches in its company to provide testing service to qualify the injectors in flow and in visualisation and answer for diesel or gasoline injectors from light vehicles up to electrical power plant.
EMC
is a company founded in 1993, which specialises in testing engines, vehicles andd components. It has two technical centres with 30 facilities, including engine benches for durability and climatic purpose, climatic chassis dynos, and several rigs (GDI pumps, glow plugs, belt, swivels and so on). Since 2009 EMC has developed for its customers specific testing solutions in the domain of hardware-in-the-loop rigs, software, dynamic control, climatic process and fluid conditioning. EMC is ready to become an expert for your complex system developments.
EXXOTEST
develops hardware and software testing solutions for CAN, Dig On Can, LIN, VAN, ISO9141, J2534, J1939 and NMEA2000. It provides a large range of hardware solutions such as USB, PCI and Ethernet multi-channel communication interfaces, standalone dataloggers, intelligent gateways and integration/validation table and models. These Tools, associated with Exxotest’s comprehensive and ergonomic software solutions such as MUXTRACE Expert bus analyser, datalogger control advanded configuration tool, graphical analysis solution and utilities, offer complete and cost-effective solutions for bus and component testing, analysis, emulation and datalogging.
GREENMOT
studies energy optimisation in powertrain and global vehicle systems. Based on the work of highly skilled research and development specialists, it has developed and offers innovative approaches such as Advanced high-power climate test cells, robot driver or specific sensors design and integration. The company provides its innovations to support various OEMs or their suppliers in fuel economy, CO2 and emissions reduction challenges. Greenmot supports its customers through the design phase, sensor selection, implementation and calibration, test program definition and analysis. For each challenge, it proposes a dedicated solution and is able to adapt its Equipment to fulfil worldwide Customer requirements.
IMPEDANCE DATAVIB
is a subsidiary of the Impedance Group specialist for more than 20 years in acoustics, mechanics and vibrations. DataVIB is the designer of Vib360, the most powerful software on the market dedicated to torsional vibrations analysis and diagnostics of early mechanical failure of engines and rotating machines. Vib360 includes a set of modules for order analysis, static and dynamic torque in selected harmonics, couples and other specific modules, such as driving diagnosis or gearings. Vib360 adresses the technical departments of maintenance as well as R&D teams that wish to have a powerful, high-resolution, non-intrusive and preditive tool.
NERYS
provides turnkey testing solutions products based on the latest technologies. It is the franch laeder in accurate acyclism generation and management. It also provides bespoke software development, data acquisition systems and test rigs for its customers, among them Valeo, PSA, Hutchinson and SKF. Nerys has presented VEGA, its latest solution. VEGA is the only product fully compatible with test machines, that easily générâtes torsional vibration (respect SAE J2432). It has showed the VASCO suite, the test management software, fully customisable and configurable (based on LabVIEW and a database).
Mov’eo Days
Nexyad, Nomadic Solutions and Transpolis members of « Groupement ADAS » were present in a shared booth at Moveo Days in Estaca.
Moveo Imagine Mobility is the main pole of competivity for Automotive in France.
Moveo Days is the Annual Convention of the pole with focus on new uses for Mobility, strategy and future of the pole and thematic workshops & R&D projects sessions.
Imagine Mobility Awards 2016
Winner for Clean & Eco Mobility : ADACCESS
Winner for Smart & Connected Mobility : HYPE
A Young woman tries a Hublex gyropode
A Hype Taxi above and a Faar Industry Autonomous Car
VisiNex Onboard measures visibility conditions where your computer vision algorithms work: reliability estimation in real time.
This four module sotwares are available in :
– the Framework for real time asynchronous sensors RT-Maps of Intempora.
– Android Smartphone (soon in IOS)
– in specific device on demand
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