Sensor fusion and data fusion with SafetyNex

SafetyNex is a real time driving risk assessment system. Of course, Driving Risk makes everyone think of car insurance and fleet management. And it is a natural application (deployment has already started). But it is important to note that Driving Risk is also a key notion for ADAS and Driverless car.

SafetyNex Data Fusion System

Indeed, Driving Risk happens when there is no adequation between Driving Behaviour and Driving Context. ADAS and Driverless act on Driving Behaviour :
. ADAS modifies Driving Behaviour : braking when the human driver did not, etc …
. Driverless car creates Driving Behaviour : there is still a driver called « artificial intelligence ».

Driving context is measured :
. Map Electronic Horizon
. GPS
. Accelerometers
. Times to collision (front and rear)
. Number of vulnerables around (even on sidewalks)
. Atmospheric visibility / weather condition (fog, pouring rain, etc.)
. X2Car Data Streams (accident, weather alert, construction area, etc.

So you can now imagine that if you have the opportunity to ESTIMATE adequation between Driving Behaviour and Driving Context, then you can build much more relevant ADAS and Driverless Artificial Intelligence (adequation or inadequation).

You may notice that Driving Context is measured through heterogenous sensors and data streams. It brings no difficulty to SafetyNex that uses Fuzzy Sets and Possibility Theory to estimate adequation, givin a Driving output called Driving Risk (that you should want to minimize under constraints of mobility efficiency).

Then SafetyNex is actually a sensor and data fusion system (high level fusion), much more efficient than every fusion systems that you ever developed, because it generates a variable (Driving Risk) that is a KEY NOTION for driving and is EASY TO UNDERSTAND AND USE.

NEXYAD implemented a low cost version with only the first 3 inputs (more than 5,000 road safety rules to cope with the infrastructure dangers …) and is now implementing simple rules to take into account mobile context. Example: « the shorter the time to collision, the higher the risk ». And that’s it ! The knowledge based artificial intelligence of SafetyNex automatically does the fusion with the 5,000 rules. There is no need to « weight » the rules, as possibility theroy allows a fusion with every rule competing with the others … Elegant applied maths to a problem that most engineers describe in a so complicated way that it becomes impossible to solve.

We really encourage ADAS and Driverless engineers to come to us and simply integrates SafetyNex (low CPU consumption, easy real time, etc.) and then get NOW a proven sensor fusion and data fusion system that works. This gives ONE dimension of Driving Systemic Analysis items: Driving Risk, in real time.

Of course, if you do the systemic analysis you will find other dimensions of interest (we let you do that, we’ve done it for ourselves, trace of the military research past of NEXYAD founders).

SafetyNex is now under implementation by big ADAS OEM companies. Series deployment will start in 2018. We will be glad to help you being a part of it.

SafetyNex : Understanding the Concept of Risk

SafetyNex App is a real time driving risk assessment. We present below 3 videos to explain as simply as possible the concept of driving risk.

Luck doesn’t change the risk that the driver takes. It means that risk taken by the « lucky risky driver » is exactly the same than risk taken by the « unlucky risky driver ». It is possible then to detect risky drivers before they have accident (anticipation of costs). Once detected, it is possible to train them (prevention program).

Because SafetyNex driving risk assessment is done in real time, it is possible to alert the driver (when risk is higher than an acceptable value), and if driver slows down, then risk never rises at the red level. It is an onboard prevention system (ADAS).

Observation of accidents on a short period of time (3 months for instance) may not show any difference between « cautious driver » and « lucky risky driver » (both of them may not have accident). It is a big problem for UBI, and SafetyNex brings the solution as it anticipates accident (sooner or later the « lucky risky driver » will have a severe accident).

The Risky & Lucky Driver



The Risky & Unlucky Driver



The Cautious Driver



More info : http://www.safetynex.net

NEXYAD : the story

All you have to know about the french High Tech company.

NEXYAD is a « fake startup » (much older than it seems ^^) set up in 1995 by maths research engineers (Pierre DA SILVA DIAS & Gérard YAHIAOUI + other shareholder : researchers, finance executives, engineers). Founders came from military research (anti-tank missiles), with a strong culture of computer vision, machine Learning, artificial intelligence, signal theoy and processing, stats and data analysis.
During years we were the extended maths team of famous big firms in many fields : defence, automotive, banking, insurance, energy, cosmetics, agri-food, glass, railways, … Customers were research departments first, and then product and marketing departments, sales departments, industrial labs, manufactures, actuaries, etc.
In the automotive sector, we’ve been involved in a lot of different high level maths works such as :
. production/manufacture (work for PSA Group, Charleville),
. industrial Lab (work for PSA Group – Belchamp,TOYOTA Europe – Brussels, Robert BOSCH GmbH, Bühlertal, VALEO, La verrière – SAINT GOBAIN, … etc.)
. research & development for PSA Group, RENAULT, NISSAN, IEE, DAIMLER, FAURECIA, LE LAB (PSA RENAULT), on perception by camera, radar, capacitive sensors, ultrasound, infrared, etc … , vehicle dynamics (active control), sensorial analysis (touch smell perception of texture by vision), human factor analysis, detection of passengers on seats, odor gas sensors, artificial intelligence, epidemiologic analysis (pollution, particles, …), etc.

Read the entire article.

Navigation Based ADAS : use SafetyNex to build adaptive cruise control and anticipation (predictive) brake systems

Nexyad SafetyNex

Imagine a robotized car that would slow down automatically when approaching a tiny curve, or an intersection or a priority, of a stop sign, etc … if needed (i.e. if and only if the current speed and acceleration of the car is not appropriate to the driving context). Sounds interesting ?
It would be then « smooth anticipation braking » (from 0.1 to 0.3 g) instead of « emergency braking » (so easier to do and not that disturbing for driver and passengers comfort in the car). Doing this, the car dramatically decreases the probability to be kept in a dangerous situation and it let much more margin to emergency brake if still needed.
Finally, it would mean that the car follows road traffic code plus safety rules (anticipation).
This is easy to achieve using NEXYAD real time driving risk assessment module SafetyNex : SafetyNex reads « Electronic Horizon » (reading POIs and decoding shape and dimensions of the infrastructure ahead), « GPS« , « accelerometers« , and can accept additional inputs such as « time to collision« , « size of free space« , « position in the lane« , « atmospheric visibility« , alert data streams (weather, accident, traffic, …). All those heterogenous data are used (data fusion) to estimate driving risk in real time : Driving Risk (t)
Then everytime that Driving Risk(t) comes higher than an acceptable threshold value, the robotized car slightly slows down … and that’s it !
SafetyNex is the result of 15 years of collaborative research and it works.
Markets : Car insurance and fleet managers (for real time alert and risk profiles recording), ADAS (for automatic predictive/anticipation brake), and Driverless car (Automated car that follows Road Traffic Code).
SafetyNex is Under deployment, please feel free to try it and put it into your own products (available as an API).
Keywords : Adaptive Cruise Control, ACC, Intelligent ACC, Intelligent Cruise Control, navigation-based, navigation-based ADAS, NB ADAS, ADAS, Advances Driver Assistance Systems, Anticipation brake, Predictive Brake, SafetyNex, Risk, Driving Risk, Real time driving risk assessment, road traffic code, SafetyNex, electronic horizon, GPS, accelerometers, time to collision, free space, size of free space, position in the lane, lane departure, visibility, atmospheric visibility, data stream, weather, accident, traffic, data fusion,…

Newsletter #17 is now available

ADAS, Driverless and Connected Car Symposiums with Nexyad

Headlines :

– Nexyad and Groupement ADAS at Automotive Symposium
– New Papers of Nexyad on advantages of SafetyNex
– Challenge Open Innovation Renault
– Nexyad at Imagine Mobility Forum 2017
– Nexyad presenting the driving risk solution SafetyNex to Eurapco
– Conference at “Cercle LAB” Paris
– HERE invited NEXYAD to Le Mans
– Meeting HappYnnov at Chamber of Commerce Versailles-Yvelines
– Nexyad booth to la fête du THD at Acome in Mortain (Normandy)
– NEXYAD in Media

Go to the Nexyad Automotive & Transportation Newsletter #17

ADAS, Driverless and Connected Car Symposiums with Nexyad

NEXYAD Automotive & Transportation Newsletter #17, July 10th, 2017

 


ADAS, Driverless and Connected Car Symposiums with Nexyad

Headlines :

– Nexyad and Groupement ADAS at Automotive Symposium

– New Papers of Nexyad on advantages of SafetyNex

– Challenge Open Innovation Renault

– Nexyad at Imagine Mobility Forum 2017

– Nexyad presenting the driving risk solution SafetyNex to Eurapco

– Conference at « Cercle LAB » Paris

– HERE invited NEXYAD to Le Mans

– Meeting HappYnnov at Chamber of Commerce Versailles-Yvelines

– Nexyad booth to la fête du THD at Acome in Mortain (Normandy)

– NEXYAD in Media

* * * * *

Nexyad and Groupement ADAS at Automotive Symposium

Symposium 2017 in Stuttgart

June 20, 21 and 22th 2017 saw the big Automotive Symposium in Stuttgart, land of Daimler, Porsche, Robert Bosch GmbH.
We present our modules based on Artifical Vision and A.I. for ADAS, Connected Cars and Driverless.
This year Groupement ADAS is represented by Intempora, New Imaging Technologies, Sherpa Engineering and Nexyad.

Nexyad booth at Autonomous Vehicle Symposium
Nexyad booth at Hall 2C

This year, we made a focus on three big engineering companies in Europe. No surprise two are germans and one is Austrian. Those companies are worldwide with offices and plants in other continents. They work for car manufacturers and suppliers.

FEV is an internationally recognised development service provider for drive and vehicle technologies, and an innovative supplier of cutting-edge software and testing solutions. Thanks to the synergy of these complementary activities, FEV is the perfect partner for providing test fields, measuring equipment and software solutions that fit with the needs of the automobile market. As a powertrain development specialist, it helps to make the development process more efficient and to transfer significant process steps from the road to the test rig and to the desktop, thanks to its leading-edge methodologies and tools. FEV’s competencies also include powertrain electronic control systems and hydro-electric engine concepts that address future emission and fuel economy standards.

Employing over 6500 members of staff, IAV is one of the world’s leading providers of engineering services to the automotive industry. The company has been developing innovative concepts and technologies for future vehicles for more than 30 years. Core competencies include production-ready solutions in all fields of electronics, powertrain and vehicle development. Clients include all of the world’s premier automobile manufacturers and suppliers. In addition to development centres in Berlin, Gifhorn and Chemnitz/Stollberg, IAV operates from other locations in Germany, Europe and Asia, as well as in North and South America.

AVL is the world’s largest independent company developing IC engine powertrains along with the associated instrumentation and test systems. It develops and improves all kinds of powertrain systems, including alternative and hybrid systems, and is an effective partner to the engine and automotive industry. In addition, AVL develops and markets all simulation methods and easy-to-use software tools necessary for development work. The company’s unique power derives from the systematic netting of single simulation results to integrated, multidimensional simulation platforms on the basis of its deep engineering expertise. Its Engine Instrumentation and Tests Systems business area produces all instruments and systems required for engine and vehicle testing.

Texting Expo Stuttgart 2017

* * * * *

New Papers from Nexyad on advantages of SafetyNex
 

ESTIMATION OF DRIVER’S EXPERTISE, OF RISK TAKEN CONSCIOUSLY BY THE DRIVER,
AND OF THE LACK OF ANTICIPATION AND MISUNDERSTANDING OF THE ROAD
By NEXYAD

Lire la version Française

I – INTRODUCTION
NEXYAD has been developing the smartphonte application SafetyNex which estimates the risk of driving in real time [1]. SafetyNex is both a driver assistance system (ADAS), which alerts the driver (vocal alert) before danger (When the risk increases too much), and a telematics system that records risk profiles and usage profiles.
Warning before the danger gives the driver time to slow down and avoid the accident. Road Safety studies show that SafetyNex can reduce the number of accidents by 20% [2]. This simple functionality is of interest of car insurers, fleet managers, and to car manufacturers.
SafetyNex also rewards the driver with cups (gold, silver, bronze) that can be transformed into money incentive (vouchers, etc.) so that the safe drivers stil have a daily interest to go on using SafetyNex. Indeed, tools that are not used over a period of time rarely have a real effect on the accidentology. SafetyNex is therefore distinguished from other products, on the one hand by its real time and driving assistance, but also for its « reward » side. SafetyNex informs the driver In real time when the risk exceeds a threshold of danger, than one can say that SafetyNex gives the risk in the hands of the driver first. The driver is in control of his/her risk.
Then SafetyNex distinguishes from all telematics products that ultimately provide information to the insurer or fleet manager, but not to the driver who feels rightly spied on.
Risk and usage profiles [3] are forwarded to managers who have an interest in minimizing risk and the number of accidents. This paper presents a simple way to interpret the risk profiles constructed by SafetyNex.

Read the entire paper here
 

* * * * *



Paper for French Car Insurers
 
DEPLOIEMENT DE SafetyNex DANS LE CADRE DE L’OBLIGATION DE DEPENSE
EN ACTIONS DE PREVENTION ROUTIERE CHEZ LES ASSUREURS AUTOMOBILE
Par NEXYAD

 
I – CONTEXTE

Depuis 1996, les assureurs français se sont engagés auprès de l’Etat à mener des actions de prévention routière. Ils doivent consacrer ainsi chaque année à ce type d’action de prévention 0,5% du montant des cotisations de responsabilité civile automobile perçues.
Traditionnellement, les actions menées sont des opérations de sensibilisation dans les écoles, conseils pratiques en vidéo, pistes de conduite avec moniteur, simulateurs de conduite, voiture tonneau, etc… Ces actions doivent avoir un effet à long terme sur la réduction du nombre d’accidents de la route. Récemment, les applications smartphone sont aussi utilisées, toujours en opération de sensibilisation.
C’est dans le cadre de cette entrée du numérique, dans l’action obligatoire de prévention, que SafetyNex représente une avancée très intéressante pour les assureurs automobile. En effet, SafetyNex évite les dangers liés à une vitesse inadaptée aux difficultés de l’infrastructure, ce qui correspond à 75% des accidents de la route. SafetyNex est actuellement le seul système permettant de prévenir en temps réel et de façon prédictive le conducteur afin qu’il ralentisse pour éviter l’accident. SafetyNex répond ainsi aux critères des actions de prévention à mettre en œuvre, si bien qu’il est possible pour un assureur de déployer massivement SafetyNex sans aucune dépense supplémentaire. C’est une opportunité unique de réaliser une action de prévention efficace, tout en préparant la transition digitale du métier d’assurance.

Lire l’article en entier

* * * * *

Challenge Open Innovation Renault

On June 13th, RENAULT entrusted the MOV’EO competitiveness cluster with the organization of a new Open Innovation Challenge on the theme « Connectivity and services ».
Through this initiative, RENAULT wishes to detect new proposals from SMEs and innovative startups on these themes, in order to develop collaborations on the most relevant projects.
Among the selected startups were Nexyad that presented SafetyNex, and the « Groupement ADAS » cluster of 10 companies working in the field of ADAS and autonomous vehicle.

Challenge Open Innovation Renault

Gérard Yahiaoui, CEO Nexyad – Nicolas Dulac for « Groupement ADAS »
 

* * * * *

Nexyad at Imagine Mobility Forum 2017

The 1st of june, Nexyad and Groupement ADAS shared a booth at Imagine Mobility Forum 2017. This event organized by the competitivity cluster MOV’EO is located in the Engineer school ESTACA at Montigny le Bretonneux.

Imagine Mobility Forum 2017
Interview of Gérard Yahiaoui, Nexyad CEO

* * * * *

Nexyad presenting the driving risk solution SafetyNex
to Eurapco

The 31th of May, Nexyad has presented SafetyNex to Eurapco (European Mutual Insurance Companies).
Gérard Yahiaoui, CEO of Nexyad
Gérard Yahiaoui
* * * * *

Conference at « Cercle LAB » Paris

Several times a year, the « Cercle LAB » organizes conferences giving the opportunity for Startups to present innovative products or services to insurers. Last April 24th, thema was Internet Of Things or with others words Connected Objects as SafetyNex by Nexyad.

SafetyNex is a real time driving risk assessment smartphone App that warns (vocal alert) the driver before danger, letting time to slow down and avoid accident, and that records risk profiles and usage profiles on the NEXYAD cloud.
Road Safety studies show that SafetyNex can reduce by 20% accident rate (ref)
This smartphone App is disruptive, as it lets insurance companies and fleet management teams decrease the number of accident before they try any new digital pricing or strategy.
Of course, UBI is easy with SafetyNex because :
. usage is completely described
. risk profiles give : risk that the driver agrees to take, extertise level of the driver, lacks of anticipation of the driver
This conference at Cercle LAB (Laboratoire Assurance Banque) in Paris was very interesting and led to questions and new contacts with insurance companies (SafetyNex is under deployment and testing worldwide).

Gerard Yahiaoui
Gérard Yahiaoui presenting SafetyNex

* * * * *

HERE invited NEXYAD to Le Mans

HERE the famous digital Map drovider is sponsor of Alpine Racing Team. As costumer and Partner of HERE, Nexyad has been invited to see the essaies. HERE provides maps for SafetyNex. Many Thanks to Jacques-Etienne Grandjean and Patrick Jean for the spectacular show!

Le Mans 24H 2017
Le Mans 24H Alpine run at night

Gérard Yahiaoui and Pierre Da Silva Dias
Heads of Nexyad: Gérard Yahiaoui and Pierre Da Silva Dias

* * * * *

Meeting HappYnnov at Chamber of Commerce
Versailles-Yvelines

The International Chamber of Commerce Versailles-Yvelines, via its community of innovation Open’Ynnov, with its partners – engineers school Estaca, competitiveness cluster Mov’eo, Institute Vedecom, the Ravi, the car manufacturer Renault et Engie – proposed june 7th a special « Mobilities of the future » meeting.HappYnnov

After the introduction of Gérard Bachelier – President of the CCI, Stéphane Masson – development manager of the Estaca presented the book « Mobility of the Future ». A round table moderated by Stéphane Parpinelli brought together Philippe Orvain – Vice President of Mov’eo for the IDF; Luc Marbach – Managing Director of Vedecom and Ghislain Delabie Mobility Connector for OuiShare. Dominique Levent, Director of the Institute for Sustainable Mobility for Renault, presented the latest advances in the manufacturer’s innovation strategy, before Lucie Ruchon, Assistant to the Delegate Director of Ile-de-France of Engie, explains the axes of innovation of the energy group.

Three Startups of the Yvelines presented their product :
. SafetyNex, the road safety App for Nexyad
. Electrical scooters for Pink Mobility
. A solution of shared mobility by Ecov

HappYnnovPresentation of SafetyNex at HappYnnov
HappYnnov Round Table and presentation by Nexyad of SafetyNex App

* * * * *

Nexyad booth to la fête du THD at Acome in Mortain (Normandy)

The « Fête du Très Haut Débit » or (Very High Speed Festival), organized by Acome on its French industrial site in Normandy in partnership with Mov’eo the competitiveness cluster in mobility and automotive R & D, is a UNIQUE event in France that brings together actors Deploying Ultra Broadband and facilitating the sharing of experiences both for telecom infrastructure networks and for building wiring, communicating vehicles and intelligent transport systems.
The 2017 edition (the 9th) opened up to the automotive industry in view of the obvious synergies that are developing with the telecom industry.
It is in this capacity that Acome invited Nexyad Automotive & Transportation and its partner Nomadic Solutions of the Groupement ADAS to attend the event and present their products.

Fête du THD chez ACOME à Mortain
Nexyad through these products such as the embedded and connected software SafetyNex, , helps to make the road safer for its users and others.
Acome is a manufacturer of cables, fiber optics and synthetic tubes. Specialist and market leader in networks. It is the leading European manufacturer of environmentally friendly and halogen-free high-tech automotive wires and cables approved by European manufacturers and its markets are expected to continue to grow rapidly with the advent of the connected vehicle.

Acome
 

* * * * *

NEXYAD for FRANCE INFO

Before Imagine Mobility Forum 2017 Nexyad CEO, Gérard Yahiaoui, was interviewed by Gérard Feldzer for the national radio network France Info.

Gérard Yahiaoui
Gérard Feldzer and Gérard Yahiaoui

Stand Nexyad à la fête du THD chez Acome à Mortain (50)

La « Fête du Très Haut Débit », organisée par la scoop Acome sur son site industriel français en Normandie en partenariat avec Mov’eo, pôle de compétitivité en R&D mobilité et automobile, est un événement UNIQUE en France qui fédère les acteurs des plans de déploiement du Très Haut Débit et facilite le partage d’expériences, tant pour les réseaux d’infrastructures télécoms, que le câblage des bâtiments ainsi que pour les véhicules communicants et les systèmes de transport intelligents.
L’édition 2017 (la 9ème) s’ouvrait vers l’industrie automobile au vue des synergies évidentes qui se mettent en place avec l’industrie télécom.
C’est à ce titre que la scoop Acome a invité Nexyad Automotive & Transportation ainsi que son partenaire Nomadic Solutions du Groupement ADAS à venir assister à l’évènement et présenter leurs produits.

Fête du THD chez ACOME à Mortain
Nexyad au travers de ces produits tel que le logiciel embarqué et connecté SafetyNex, participe à rendre la route plus sûre pour ses usagers.

Acome est un fabricant de câbles, de fibre optique et de tubes de synthèse. Spécialiste et leader sur les marchés des réseaux. C’est notamment le 1er fabricant européen de fils et câbles automobiles de haute technicité respectueux de l’environnement et sans halogène, homologués par les constructeurs européens et ses marchés devraient encore rapidement se développer avec l’avènement du véhicule connecté.

Acome


Nexyad and Groupement ADAS at Autonomous Vehicle Symposium

Since yesterday started the 2017 Autonomous Vehicle Symposium in Stuttgart.
The Nexyad Booth 2015 is located in Hall 2C (just beside catering area).
We present our modules based on Artifical Vision and A.I. for ADAS, Connected Cars and Driverless.
This year Groupement ADAS is represented by Intempora, New Imaging Technologies, Sherpa Engineering and Nexyad.

Nexyad booth at Autonomous Vehicle Symposium
Nexyad booth at Hall 2C

HERE invited NEXYAD to Le Mans

HERE the famous digital Map drovider is sponsor of Alpine Racing Team. As costumer and Partner of HERE, Nexyad has been invited to see the essaies. HERE provides maps for SafetyNex. Many Thanks to Jacques-Etienne Grandjean and Patrcik Jean for the spectacular show!

Le Mans 24H 2017
Le Mans 24H Alpine run at night

Gérard Yahiaoui and Pierre Da Silva Dias
Heads of Nexyad: Gérard Yahiaoui and Pierre Da Silva Dias

Challenge Open Innovation Renault

On June 13th, RENAULT entrusted the MOV’EO competitiveness cluster with the organization of a new Open Innovation Challenge on the theme « Connectivity and services ».
Through this initiative, RENAULT wishes to detect new proposals from SMEs and innovative startups on these themes, in order to develop collaborations on the most relevant projects.
Among the selected startups were Nexyad that presented SafetyNex, and the « Groupement ADAS » cluster of 10 companies working in the field of ADAS and autonomous vehicle.


Challenge Open Innovation Renault

Gérard Yahiaoui, CEO Nexyad – Nicolas Dulac for « Groupement ADAS »


Rencontre HappYnnov à la CCI Versailles-Yvelines

La CCI Versailles-Yvelines, via sa communauté de l’innovation Open’Ynnov, avec ses partenaires – l’école d’ingénieurs l’Estaca, le pôle de compétitivité Mov’eo, l’Institut Vedecom, le Ravi, le constructeur Renault et Engie – proposait le 7 juin une rencontre Happ’Ynnov Spécial « Les Mobilités du Futur ».HappYnnov

Après l’introduction de Gérard Bachelier – Président de la CCI, Stéphane Masson – responsable développement de l’Estaca présentait le livre « Mobilité du Futur ». Une table ronde animé par Stéphane Parpinelli réunissait Philippe Orvain – Vice Président de Mov’eo pour l’IDF; Luc Marbach – Directeur Général de Vedecom et Ghislain Delabie Connecteur Mobilité pour OuiShare. Puis, Dominique Levent Directrice de l’Institut de la Mobilité Durable pour Renault présentait les dernières avancées de la stratégie d’innovation du constructeur, avant que Lucie Ruchon, Adjointe au Directeur Délégué Ile-de-France de Engie explique les axes d’innovations de l’énergéticien.


Trois Startups des Yvelines pitchaient leur produit :
. SafetyNex, l’App de sécurité routière pour Nexyad
. Des scooters électriques pour Pink Mobility
. Une solution de mobilité partagée par Ecov

HappYnnovPrésentation SafetyNex à HappYnnov
HappYnnov Table Ronde & Pitch de Nexyad pour l’App SafetyNex

Nouvel Article de Nexyad sur SafetyNex

DEPLOIEMENT DE SafetyNex DANS LE CADRE DE L’OBLIGATION DE DEPENSE
EN ACTIONS DE PREVENTION ROUTIERE CHEZ LES ASSUREURS AUTOMOBILE

Par NEXYAD



I – CONTEXTE

Depuis 1996, les assureurs français se sont engagés auprès de l’Etat à mener des actions de prévention routière. Ils doivent consacrer ainsi chaque année à ce type d’action de prévention 0,5% du montant des cotisations de responsabilité civile automobile perçues.
Traditionnellement, les actions menées sont des opérations de sensibilisation dans les écoles, conseils pratiques en vidéo, pistes de conduite avec moniteur, simulateurs de conduite, voiture tonneau, etc… Ces actions doivent avoir un effet à long terme sur la réduction du nombre d’accidents de la route. Récemment, les applications smartphone sont aussi utilisées, toujours en opération de sensibilisation.
C’est dans le cadre de cette entrée du numérique, dans l’action obligatoire de prévention, que SafetyNex représente une avancée très intéressante pour les assureurs automobile. En effet, SafetyNex évite les dangers liés à une vitesse inadaptée aux difficultés de l’infrastructure, ce qui correspond à 75% des accidents de la route. SafetyNex est actuellement le seul système permettant de prévenir en temps réel et de façon prédictive le conducteur afin qu’il ralentisse pour éviter l’accident. SafetyNex répond ainsi aux critères des actions de prévention à mettre en œuvre, si bien qu’il est possible pour un assureur de déployer massivement SafetyNex sans aucune dépense supplémentaire. C’est une opportunité unique de réaliser une action de prévention efficace, tout en préparant la transition digitale du métier d’assurance.

Lire l’article en entier

Interpretation of Risk Profiles with SafetyNex
A new paper by Nexyad

ESTIMATION OF DRIVER’S EXPERTISE, OF RISK TAKEN CONSCIOUSLY BY THE DRIVER,
AND OF THE LACK OF ANTICIPATION AND MISUNDERSTANDING OF THE ROAD



By NEXYAD

Lire la version Française


I – INTRODUCTION
NEXYAD has been developing the smartphonte application SafetyNex which estimates the risk of driving in real time [1]. SafetyNex is both a driver assistance system (ADAS), which alerts the driver (vocal alert) before danger (When the risk increases too much), and a telematics system that records risk profiles and usage profiles.
Warning before the danger gives the driver time to slow down and avoid the accident. Road Safety studies show that SafetyNex can reduce the number of accidents by 20% [2]. This simple functionality is of interest of car insurers, fleet managers, and to car manufacturers.
SafetyNex also rewards the driver with cups (gold, silver, bronze) that can be transformed into money incentive (vouchers, etc.) so that the safe drivers stil have a daily interest to go on using SafetyNex. Indeed, tools that are not used over a period of time rarely have a real effect on the accidentology. SafetyNex is therefore distinguished from other products, on the one hand by its real time and driving assistance, but also for its « reward » side. SafetyNex informs the driver In real time when the risk exceeds a threshold of danger, than one can say that SafetyNex gives the risk in the hands of the driver first. The driver is in control of his/her risk.
Then SafetyNex distinguishes from all telematics products that ultimately provide information to the insurer or fleet manager, but not to the driver who feels rightly spied on.
Risk and usage profiles [3] are forwarded to managers who have an interest in minimizing risk and the number of accidents. This paper presents a simple way to interpret the risk profiles constructed by SafetyNex.

II – SafetyNex RISK PROFILES
SafetyNex estimates risk of driving at every instant.
Since SafetyNex also measures usages, it measures among other things the durations and the number of traveled kilometers.
One can then construct the curve Risk (t) which is the risk at each moment, and also the curve Risk (km) which is the risk at each point of the route.

Risk Distance

Risk Distance rated

Let’s consider one or the other of those curves, it is easy then to cut the risk into slots:

Risk 03

It is therefore possible to calculate the total duration spent [resp the total number of km carried out] with a risk
between 10% and 20%, for example (or between 50% and 60%). The graph of these durations [resp number of km] for each range of risk (0% -10%, 10% -20%, etc.), looks like :

Graph 4

It can be seen that this graph can be seperated into three parts:

Graph 05

. A very high bar of near zero risk
. A shape of « bell curve » comparable to a gaussian
. Rising at the very end towards high risks
NEXYAD has run over 3,500 testers since June 2016, and has been able to interpret the shapes of these curves.

III – INTERPRETATION OF SafetyNex RISK PROFILES : CONSENTED RISK, EXPERTISE OF DRIVING, LACK OF ANTICIPATION OF DRIVER
The large quasi-zero risk bar simply expresses the fact that overall the car is a safe mode of transportation.
The part that draws a bell curve has a more or less strong spread : we have noticed that experienced drivers have a narrow curve (repeatability of their driving style is high) while beginners have a huge spread (they can’t drive always the same way).
The centering of the bell curve (maximum likelihood) corresponds to the way in which the driver takes a controlled Risk : cautious beginners have a low maximum likelihood (they try to take as less risk as they can) while experienced drivers have a higher maximum likelihood : they know what risk level thay can cope with.
Finally, the values that go up to the right (tail of distribution of the curve in bell) correspond to the vocal alerts, that is to saycases where the driver has not fully understood that the risk is high. In other words, it is the lack of anticipation and misunderstanding of road.

IV – CONCLUSION
SafetyNex’s risk profiles make it possible to understand the kind of driver you have :
. Cautious / not cautious (maximum likelihood of the bell curve position)
. Experienced / beginner (spreading of the bell curve)
. Lack of anticipation / very good anticipation (queues of distribution of the curve in bell)
Fleet insurers and managers therefore have all the information that they need to help the driver.
For example, within the framework of prevention plans, offering training adapted to each type of risky driving.
We validated this information by driving 3,500 testers, including beginners, experienced drivers, and also pilots (who in take risks appearance, but in reality have a very safe driving). This allowed us to give these interpretations of SafetyNex’s risk profiles.
With the deployment of SafetyNex to reduce the number of accidents, professionals structurally gain margin, and can use this margin to analyze profiles, segment them, and find the segments where it may be interesting to develop UBI (Usage Based Insurance) and real time pricing fleet.
This multi-functionality of SafetyNex makes it a unique and effective tool for managing driving risks.

V – REFERENCES
[1] : THE ULTIMATE SOLUTION FOR INSURANCE COMPANIES THAT NEED ONBOARD RISK ASSESSMENT : SafetyNex

[2] : SMARTPHONE APP SafetyNex COULD REDUCE ACCIDENT RATE BY 20%

[3] : EXAMPLE OF SafetyNex RISK PROFILES

Conference at « Cercle LAB » Paris

Several times a year, the « Cercle LAB » organizes conferences giving the opportunity for Startups to present innovative products or services to insurers. Last April 24th, thema was Internet Of Things or with others words Connected Objects as SafetyNex by Nexyad.

SafetyNex is a real time driving risk assessment smartphone App that warns (vocal alert) the driver before danger, letting time to slow down and avoid accident, and that records risk profiles and usage profiles on the NEXYAD cloud.
Road Safety studies show that SafetyNex can reduce by 20% accident rate (ref)
This smartphone App is disruptive, as it lets insurance companies and fleet management teams decrease the number of accident before they try any new digital pricing or strategy.
Of course, UBI is easy with SafetyNex because :
. usage is completely described
. risk profiles give : risk that the driver agrees to take, extertise level of the driver, lacks of anticipation of the driver
This conference at Cercle LAB (Laboratoire Assurance Banque) in Paris was very interesting and led to questions and new contacts with insurance companies (SafetyNex is under deployment and testing worldwide).

Gerard Yahiaoui
Gérard Yahiaoui presenting SafetyNex

Newsletter Automotive & Transportation #16 is now available

NEXYAD Automotive & Transportation Newsletter #16, April 11th, 2017

 


Achieving of real time risk assessment in car telematics with Safetynex



Headlines :

– New Rating of Nexyad by Early Metrics
– BIKER ANGEL Project selected for Government funding (FUI23)
– Conference on Machine Learning organized by SNCF
– Nexyad Paper at 1er European Conference on Connected and Automated Driving
– Meeting Mov’eo, Systematic and Cap Digital
– Nexyad has visited 6th « les Rencontres Flotauto »
– Nexyad in Media
– SafetyNex available on stores for testers (Apple and Google)
– Groupement ADAS welcomed New Member NIT New Imaging Technologies
– Articifial Vision Products of Nexyad

Read the Newsletter #16

Un article de Hello-Finance.com
annonce le financement FUI de Baker Angel

BIKER ANGEL : le projet R&D collaboratif reçoit le financement du FUI – Régions

Gerard-YAHIAOUI_NEXYAD

Fin mars 2017, les Ministres chargés de la politique des pôles de compétitivité ont annoncé les résultats du 23ème appel à projets du Fonds Unique Interministériel (FUI) – Régions dédié au financement de projets des pôles de compétitivité. 55 projets de R&D collaboratifs associant au moins deux entreprises et un laboratoire de recherche ou un organisme de formation ont été sélectionnés parmi 121 candidats. Ils profiteront de l’aide de l’Etat de 38M €, ainsi que d’une aide des collectivités territoriales de 38M € et de 2M € de fonds communautaires. 

Parmi les dossiers sélectionnés lors de ce prestigieux appel à projet figure Biker Angel, projet porté par Nexyad, membre du Pôle Finance Innovation. Il s’agit d’une solution technologiquement innovante qui permet de répondre à la problématique d’accidentologie des deux-roues motorisés supérieurs à 50CC. Elle permet notamment d’anticiper le danger imminent en temps réel et d’avertir le conducteur pour qu’il puisse réduire la vitesse.

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